USDA Vs. FHA your options comparison in Boalsburg, Centre County, PA

In 2025, within Boalsburg, part of Centre county, PA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare today’s top USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in is best for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Boalsburg, County of Centre, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Boalsburg, PA

Lendersa® aims to quickly match you with the best USDA or FHA loans with ease. Start with one of three methods that guide you to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, approved by the U.S. Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. FHA loans require a down payment of at least 3.5%, while USDA loans require no down payment at all, making them appealing for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Veritas Mortgage LLC
  • 901 Lampton Street, Louisville, KY, 40204
  • Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
  • Evo Mortgage
  • 911 Barret Avenue, Louisville, KY, 40204
  • Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
  • The Peoples Bank
  • 100 N. Main St., Brownstown, IN, 47220
  • Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
  • First Federal Savings and Loan Association of Bath
  • 125 Front St, Bath, ME, 04530
  • Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
  • Five County Credit Union
  • 765 Washington Street, Bath, ME, 04530
  • Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
  • Bath Savings Institution
  • 105 Front Street, Bath, ME, 04530
  • Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
  • Peoples Bank
  • 265 Old Springfield Road, Lebanon, KY, 40033
  • Peoples Bank is a Kentucky owned community bank founded in 1910. The world has changed a lot since then. One thing that hasn’t changed is the importance of good old fashioned personalized attention. Banking is still a people business that involves relationships, trust and dependability. Our experienced bankers will be happy to assist you with your
  • The Citizens National Bank of Lebanon
  • 149 West Main Street, Lebanon, KY, 40033
  • Citizens National Bank was formed March 9, 1889 when its shareholders purchased the National Bank of Lebanon and located its operations in a portion of the same building that our present bank occupies. Since its inception, the bank has attempted to serve the needs of all citizens in Lebanon and Marion County.