USDA and FHA Pro and Con in Pottsgrove, Montgomery County, PA

In 2025, the USDA loan limit in Pottsgrove, county of Montgomery, PA, is set at $381,800. By contrast, the FHA limit for a single-family home stands at $529,000.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, evaluating income, credit, reserves, and needed documents for qualification. Our advanced mortgage calculator allows you to see side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting in making the optimal decision for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Pottsgrove, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Pottsgrove, PA

The goal of Lendersa® is to efficiently offer you the best USDA or FHA loan without unnecessary hassle. Choose from one of three starting methods to connect with matching lenders and USDA loan programs.

Visual depiction of Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, backed by the government via the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement, offering substantial benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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