In 2026, the USDA loan limit for Upper-Pottsgrove, within Montgomery county, PA, is $345,000. Meanwhile, the FHA limit for a single-family home is set at $431,250.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA and FHA rates. Determine which income, credit, reserves, and paperwork are needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your specific financial needs in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to promptly secure you the best USDA or FHA loan without hassle. Select from three starting points for matching lenders and exploring USDA loan programs.
A USDA home loan is one that is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This is available specifically in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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