USDA Vs. FHA your options comparison in Upper-Pottsgrove, Montgomery County, PA

In 2025, the USDA loan limit for Upper-Pottsgrove, within Montgomery county, PA, is $345,000. Meanwhile, the FHA limit for a single-family home is set at $431,250.

Utilize the Lendersa® USDA loan calculator to assess today’s top USDA and FHA rates. Determine which income, credit, reserves, and paperwork are needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Upper-Pottsgrove, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Upper-Pottsgrove, PA

Lendersa® aims to promptly secure you the best USDA or FHA loan without hassle. Select from three starting points for matching lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan is one that is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This is available specifically in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Island Home Capital, Inc.
  • 71-1744 Puu Kamanu Loop, Kailua Kona, HI, 96740
  • At Island Home Capital, our mission is to provide you with the necessary knowledge to make an informed, economic decision. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Point Financial
  • 75-240 Nani Kailua Dr, Suite 7, Kailua-kona, HI, 96740
  • Point Financial’s experienced mortgage experts have been servicing clients in West Hawaii for decades. We work with homebuyers and investors, just like you, who are purchasing homes and land who need a local mortgage professional with the experience and track record you can trust.
  • APEX Mortgage LLC
  • 76-6225 Kuakini Hwy C106, Kailua Kona, HI, 96740
  • APEX Mortgage LLC (NMLS 217406) originates mortgage loans thru their owner and licensed Mortgage Loan Originator, Barbara A Welsh (NMLS 224003). Barbara has been assisting Big Island property owners with loans for the purchase, refinance, construction and reverse mortgage needs for the past 28 years.
  • Lana’i Federal Credit Union
  • 816 Ilima Avenue, Lanai City, HI, 96763
  • Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
  • Ko'olau Federal Credit Union
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566. The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
  • HG Mortgage
  • 354 Uluniu Street, Suite 402, Kailua, HI, 96734
  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Imperial Mortgage LLC
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
  • Kahuku Federal Credit Union
  • 56-576 Kamehameha Highway, Suite A, Kahuku, HI, 96731
  • Kahuku FCU was chartered on July 28, 1937 to serve the employees of the Kahuku Plantation Company, a cane sugar plantation. The plantation ceased operations in 1971, and on June 1, 1972 the credit union’s charter was amended to include residents who lived near the local post office.
  • Paradise Home Mortgage LLC
  • 730 Kumukahi Pl, Honolulu, HI, 96825
  • Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oahu Mortgage Brokers Inc
  • 266 Lunalilo Home Road, Suite A, Honolulu, HI, 96825
  • Oahu Mortgage Brokers, we are committed to serve our community by offering the lowest rates available while providing exceptional service. Our goal is to exceed your expectations today and earn your referrals tomorrow. We hold ourselves to the highest ethical standards and hope to build valuable