In 2026, for West-Pottsgrove in Montgomery county, PA, the USDA loan limit is $345,000, while the FHA cap for a single-family home is $431,250.
Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s goal is to secure you the most suitable USDA or FHA loan quickly and with ease. Start with one of three pathways to find matched lenders and explore USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and commonly referred to as a USDA rural development loan. It is available solely in rural areas. Unlike FHA loans which require a 3.5% down payment, USDA mortgages do not require a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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