USDA and FHA Pro and Con in Farrell, Mercer County, PA
In 2025, the USDA loan limit for Farrell, located in Mercer county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to assist you in deciding which program in best aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Farrell, County of Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Farrell, PA
At Lendersa®, our goal is to get you the best possible USDA or FHA loans quickly and without any hassle. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require none, making them an attractive choice for those eligible.
Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people" principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.
"Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
