USDA and FHA Pro and Con in Farrell, Mercer County, PA

In 2025, the USDA loan limit for Farrell, located in Mercer county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to assist you in deciding which program in best aligns with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Farrell, County of Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Farrell, PA

At Lendersa®, our goal is to get you the best possible USDA or FHA loans quickly and without any hassle. Choose one of three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require none, making them an attractive choice for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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