USDA and FHA Pro and Con in Sharon, Mercer County, PA

In 2025, the USDA loan limit in Sharon, located in Mercer county, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today's most competitive USDA versus FHA rates. Determine the required income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial needs in Alabama.

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Understanding the 2025 Loan Limits and Down Payment Requirements in Sharon, Mercer County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Sharon, PA

Lendersa® is committed to securing the best possible USDA or FHA loan for you efficiently and without hassle. Start by selecting one of three paths to connect with the right lenders and USDA loan programs aligned with your goals.

Lendersa USDA loan request process and matches

What Defines a USDA Loan in PA?

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, expanding access to more applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cal Green Lending Inc
  • 118 Howel Mountain Road, Angwin, CA, 94508
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • 12M Loans, LLC
  • 410 E Santa Clara Street, Unit 805, San Jose, CA, 95113
  • 12M Loans We offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security and also 12M Loans is here to offer a fast and reliable money solution in any life situati
  • CommonWealth Central Credit Union
  • PO Box 641690, San Jose, CA, 95164
  • CommonWealth is a full-service financial institution. We're a not for profit, member-owned cooperative dedicated to the financial well-being of our members. Federally insured by NCUA Whether your financial goals include a new home, a car, a college education or a secure retirement.
  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
  • Platinum Investment Partners
  • 6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
  • The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
  • Diamante Realty
  • 6475 Camden Ave, Suite 102-A, San Jose, CA, 95120
  • At Diamante Realty we believe that being in business for yourself doesn’t mean you need to be in business by yourself. We believe you can accomplish a lot more surrounding yourself with like-minded people sharing common goals than you can achieve by yourself. We believe in a work-life balance where you get out of life exactly what you put into it.
  • Heritage Bank of Commerce
  • 224 Airport Parkway, San Jose, CA, 95110
  • Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in Downtown San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals.
  • Loan On Time
  • 1731 Technology Drive, Suite 590, San Jose, CA, 95110
  • We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
  • Alpine Financial
  • 2033 Gateway Place, Suite 500, San Jose, CA, 95110
  • Professional real estate broker with years of experience in helping my clients finding their dream homes and selling their homes. We also work with many lenders to offer varieties of loan programs which suits better to our clients's financial needs. We have been in the real estate services business for many successful years.