USDA Vs. FHA your options comparison in Reserve, Allegheny County, PA

In 2025, the USDA loan limit in Reserve, located in Allegheny county, PA, stands at $336,500, while the FHA loan limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to discern today's USDA versus FHA top rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program suited for your financial situation in .

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2025 Loan Limits and Down Payment Requirments in Reserve, Allegheny County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Reserve, PA

Lendersa® is committed to connecting you with the best possible USDA or FHA loans quickly and effortlessly. Choose one of three starting paths that result in matching you with suitable lenders and USDA loan programs.

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Defining USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, available specifically in rural habitats. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a distinct edge to buyers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.
  • Farmers Savings Bank
  • 3542 168th St., Wever, IA, 52658
  • Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
  • Maine State Credit Union
  • 200 Capitol Street, Augusta, ME, 04330
  • Maine State Credit Union is devoted to improving our members'​ financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
  • Trademark Federal Credit Union
  • 44 Edison Drive, Augusta, ME, 04330
  • At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
  • Connected Credit Union
  • 85 Civic Center Drive, Augusta, ME, 04330
  • Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
  • The Miners State Bank
  • 312 W. Genesee Street, Iron River, MI, 49935
  • The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.