USDA VS FHA in Reserve, Allegheny County, PA

In 2025, the USDA loan limit in Reserve, located in Allegheny county, PA, stands at $336,500, while the FHA loan limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to discern today's USDA versus FHA top rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program suited for your financial situation in .

Access loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirments in Reserve, Allegheny County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Reserve, PA

Lendersa® is committed to connecting you with the best possible USDA or FHA loans quickly and effortlessly. Choose one of three starting paths that result in matching you with suitable lenders and USDA loan programs.

Results from Lendersa USDA loan request and matching

Defining USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, available specifically in rural habitats. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a distinct edge to buyers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy. Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
  • Inner Lakes Federal Credit Union
  • 19-21 East Main Street, Westfield, NY, 14787
  • At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.
  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
  • Buckeye Community Bank
  • 105 Sheffield Center, Lorain, OH, 44055
  • Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
  • Berkeley County Public Schools Federal Credit Union
  • 401 S Queen Street, Suite 1A, Martinsburg, WV, 25401
  • Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
  • Zen Mortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
  • ZenMortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.
  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.