USDA Vs. FHA Pro and Con comparison in Rostraver, Westmoreland County, PA

During 2025, the USDA loan limit established in Rostraver, in the county of Westmoreland, PA, is $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today, and to determine the required income, credit score, reserves, and documentation to qualify. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side to decide which program within suits your financial needs best.

Compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Rostraver, County of Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Rostraver, PA

The aim of Lendersa® is to quickly connect you with the optimal USDA or FHA loan without inconvenience. Start from one of three entry points that lead to matched lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is strictly available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Power Mortgage
  • 500 W Canal St, Picayune, MS, 39466
  • POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,
  • Countryside Bank
  • 379 Main St., Unadilla, NE, 68454
  • Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
  • Ridge Street Capital
  • 7901 4th St N, Suite 10265, Saint Petersburg, FL, 33702
  • Ridge Street is the lender for real estate entrepreneurs! We provide efficient capital for acquiring, renovating, building, and holding real estate. Partnering with local investors across the US, we're transforming real estate financing with a simple process, fair pricing, and no bureaucracy.
  • American Exchange Bank
  • 151 North 4th Street, Elmwood, NE, 68349
  • The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and
  • BD Mortgage Group
  • 9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702
  • BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,
  • All East Mortgage Advisors, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
  • New Dwelling Mortgage
  • N/A, Saint Petersburg, FL, 33702
  • New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
  • Detailed Mortgage Solutions, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
  • EXCEL MORTGAGE NETWORK
  • 877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
  • EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
  • Foundation One Bank
  • 23804 Cedar Drive, Waterloo, NE, 68069
  • Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.