USDA Vs. FHA Pro and Con comparison in South-Huntingdon, Westmoreland County, PA
In 2025, the USDA loan limit for South-Huntingdon, located in Westmoreland county, PA, is $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates to determine your required income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you to decide which program in best suits your financial situation.
2025 Loan Limits & Down Payment Requirements in South-Huntingdon, Westmoreland, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Huntingdon, PA
Lendersa® is dedicated to finding you the optimal USDA or FHA loan swiftly and without complexity. Choose from three pathways that align you with lenders and unveil USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses
Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.
14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.
14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14074 Trade Center Drive, Suite 132, Fishers, IN, 46038
New Life Mortgage is locally-owned and operated company specializing in residential lending in the state of Indiana. At New Life Mortgage, you will find caring, seasoned professionals dedicated to making your home-financing experience a lifelong relationship and most especially, one that is both beneficial and gratifying.
When you're applying for mortgages in Fishers, IN, trust your personal information and financial details to the team members at CrownMark Mortgage. With more than 20 years of experience assisting our customers' needs for mortgages, we're dedicated to providing client satisfaction.
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
