USDA Vs. FHA Pro and Con comparison in Smith, Washington County, PA
For 2025, the USDA loan limit in Smith, Washington County, PA is set at $336,500, while the FHA limit for a single-family home is $472,030. Knowing these limits is beneficial for budgeting purposes in home financing.
Leverage the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA loans. This helps determine the required income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator shows the details of USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the most suitable option for your financial needs in . This insight lays a clear path for informed decision-making.
2025 Loan Limits and Down Payment Requirements in Smith, County of Washington, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Smith, PA
Lendersa® aims to secure the best USDA or FHA loan for you with speed and ease. Choose from three initial pathways to find matching lenders and suitable USDA loan programs.
The USDA loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's available only in rural areas, and unlike FHA loans, it requires no down payment, offering a valuable option to eligible rural homebuyers.
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The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
Find the Lending Solution that Meets Your Needs.
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2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
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1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
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307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
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1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
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