USDA and FHA Pro and Con in Middle-Smithfield, Monroe County, PA
In 2025, the USDA loan limit for Middle-Smithfield in Monroe County, PA, is set at $285,000, whereas the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's premier USDA against FHA rates, and review the required income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best aligns with your financial situation.
2025 Loan Limits and Down Payment Requirements in Middle-Smithfield, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Middle-Smithfield, PA
The goal of Lendersa® is to facilitate securing the best USDA or FHA loan as quickly and easily as possible. Begin with one of three initial options that connect you to matching lenders and appropriate USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. Designed for rural areas, USDA loans require no down payment, differing from FHA loans that demand at least 3.5% down.
Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina.
For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
Parkway Federal Credit Union has been serving our membership since 1947. We are a full service financial institution with a friendly community approach.
Our credit union is a financial institution owned and controlled by it membership for their benefit that:
-delivers superior service in a friendly & courteous manner with respect for the wort
St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.
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