FHA Vs. USDA loan program for East-Stroudsburg, Monroe County, Pennsylvania

For 2026, the USDA loan ceiling in East-Stroudsburg, part of Monroe county in PA, is set at $285,000, while the FHA cap for a single-family residence is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate current leading USDA and FHA rates, understanding the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting in selecting the best program for your specific financial circumstances in .

Exploring USDA and FHA Loan Choices in East-Stroudsburg, PA

The mission of Lendersa® is to rapidly secure for you the best possible USDA or FHA loan without difficulties. Initiate your journey by selecting any of the three pathways that match you with suitable lenders and USDA loan plans.

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Clarifying USDA Loans in PA

The USDA home loan, supported by the U.S. Department of Agriculture and also known as the USDA rural development loan, is exclusive to rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment whatsoever.

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East-Stroudsburg Lenders
(570) 476-3338 Lender's profile and map Pocono Medical Center Federal Credit Union 206 East Brown Street, East Stroudsburg, PA, 18301 Lends in Pennsylvania Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
(855) 713-8001 Lender's profile and map ESSA Bank & Trust 200 Palmer Street, Stroudsburg, PA, 18360 Lends in Pennsylvania ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
(570) 421-5585 Lender's profile and map NE PA Community Federal Credit Unio 337 Clay Avenue, Stroudsburg, PA, 18360 Lends in Pennsylvania NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
4406375646 Lender's profile and map Lewis Commercial Services llc dba Michael Lewis Group P.O. Box 1068, DINGMANS FERRY, PA, 18328 Lends in Pennsylvania The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
(610) 881-4422 Lender's profile and map The Mortgage Professionals LLC 122 East First Street, Wind Gap, PA, 18091 Lends in Pennsylvania A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.