USDA VS FHA in East-Stroudsburg, Monroe County, PA
For 2025, the USDA loan ceiling in East-Stroudsburg, part of Monroe county in PA, is set at $285,000, while the FHA cap for a single-family residence is $356,362.
Utilize Lendersa®'s USDA loan calculator to evaluate current leading USDA and FHA rates, understanding the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting in selecting the best program for your specific financial circumstances in .
2025 Loan Ceilings and Down Payment Specifications in East-Stroudsburg, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in East-Stroudsburg, PA
The mission of Lendersa® is to rapidly secure for you the best possible USDA or FHA loan without difficulties. Initiate your journey by selecting any of the three pathways that match you with suitable lenders and USDA loan plans.
The USDA home loan, supported by the U.S. Department of Agriculture and also known as the USDA rural development loan, is exclusive to rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment whatsoever.
The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to
Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide
The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.
NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
