As of 2025, the USDA loan limit for Penn-Estates in Monroe county, PA, is set at $285,000. By contrast, the FHA limit applicable to a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the essential income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents a detailed side-by-side view of USDA, FHA, Conforming, and VA loan programs, enabling you to make an informed decision about which program is best suited for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Penn-Estates, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Penn-Estates, PA
The mission of Lendersa® is to efficiently connect you with the best available USDA or FHA loan options without hassle. Choose from one of three entry points, each designed to link you with suitable lenders and secure USDA loan programs tailored to your needs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically offered in rural areas. Unique to USDA loans is the absence of a down payment requirement, in stark contrast to FHA loans, which demand a minimum 3.5% down payment. This particular feature makes USDA loans a highly appealing choice for qualifying applicants in eligible regions, simplifying access to homeownership.
1599 East Orangewood, Suite 200, Phoenix, AZ, 85020
Eddie and Tom Knoell are 3rd generation natives of Phoenix. Count on them to stick around! The Knoell family has been deeply rooted in real estate for over 70 years Valley with an impeccable reputation.
Eddie and Tom both say “Customer service is worth nothing if it lacks quality
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.
2111 E Highland Ave, Suite B-150, Phoenix, AZ, 85016
West Valley National Bank is one of a few locally owned & operated community bank. Founded by local business leaders, the Bank fills a much needed niche. For too long, Maricopa County has been served only by large institutions led by out of state ownership and management. We want to help local businesses control their own destiny.
