As of 2025, the USDA loan limit for Penn-Estates in Monroe county, PA, is set at $285,000. By contrast, the FHA limit applicable to a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the essential income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents a detailed side-by-side view of USDA, FHA, Conforming, and VA loan programs, enabling you to make an informed decision about which program is best suited for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Penn-Estates, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Penn-Estates, PA
The mission of Lendersa® is to efficiently connect you with the best available USDA or FHA loan options without hassle. Choose from one of three entry points, each designed to link you with suitable lenders and secure USDA loan programs tailored to your needs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically offered in rural areas. Unique to USDA loans is the absence of a down payment requirement, in stark contrast to FHA loans, which demand a minimum 3.5% down payment. This particular feature makes USDA loans a highly appealing choice for qualifying applicants in eligible regions, simplifying access to homeownership.
220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445
ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
18245 Paulson Drive Port, Port Charlotte, FL, 33954
Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
First State Bank of Purdy was chartered in June, 1944, as a successor of the First National Bank of Purdy. The original directors were Raymond Brite, Bert Catron, A. M. Gurley, Jr, John Miller and John Moore. In 1974, Glen Garrett and Jack Fox purchased the bank, which had assets totaling $2,000,000.00 at that time.
The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
