USDA VS FHA in South-Abington, Lackawanna County, PA

For the year 2025, the USDA loan limit in South-Abington, within Lackawanna county, PA, is $285,000. Meanwhile, the limit for an FHA loan for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates, assessing the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA options, allowing you to decide which program in suits your financial needs best.

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Loan Limits and Downpayment Requirements in South-Abington, Lackawanna, PA for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Abington, PA

Lendersa® aims to promptly secure the best USDA or FHA loans for you, without hassle. Opt for one of three starting points to connect with matching lenders and corresponding USDA loan offerings.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is designed exclusively for rural neighborhoods. Contrary to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chevron Texas Employees Credit Union
  • 3100 Wilcrest, Suite 141, Houston, TX, 77042
  • CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.
  • First Continental Mortgage, Ltd
  • 11011 Richmond Ave, Suite 800, Houston, TX, 77042
  • First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
  • Network Funding, LP
  • 9700 Richmond Ave, Suite 320, Houston, TX, 77042
  • We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
  • Capital Concepts, Inc.
  • 11200 Westheimer Rd, Suite 777, Houston, TX, 77042
  • At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Pinnacle Mortgage
  • 2825 Wilcrest Dr, Suite 570, Houston, TX, 77042
  • Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
  • Capital Concepts
  • 11200 Westheimer, Suite 150, Houston, TX, 77042
  • "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
  • CO-NE Federal Credit Union
  • 113 Cedar Street, Julesburg, CO, 80737
  • The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
  • PEYTON FINANCIAL MORTGAGE INC
  • 11111 Katy Freeway, Suite 910, Houston, TX, 77079
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.