In the year 2025, the loan limit for USDA in Scranton, located within Lackawanna county of PA, is defined at $336,500. In contrast, the FHA loan ceiling amounts to $472,030 for single-family homes in the same location.
Employ the Lendersa® USDA loan calculator to evaluate and differentiate today's optimal USDA versus FHA rates. Here, you can ascertain income, credit, reserves, and document prerequisites needed to qualify. Our state-of-the-art mortgage calculator features comparisons among USDA, FHA, Conforming, and VA options, providing a side-by-side view to help determine which program is most suitable for your financial situation in . Make the right choice with our detailed insights.
Current 2025 Loan and Downpayment Requirements in Scranton, Lackawanna, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Selections in Scranton, PA
The mission of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan options, offering speed and convenience. Start with one of three paths that link you to matching lenders and USDA programs tailored to your needs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture. This type of loan is exclusively accessible in rural locales. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA mortgage loans require no down payment whatsoever, offering a significant financial advantage.
AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
1172 Beacon Street, Suite 103, Newton Highlands, MA, 02461
County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.
