In the year 2026, the loan limit for USDA in Scranton, located within Lackawanna county of PA, is defined at $336,500. In contrast, the FHA loan ceiling amounts to $472,030 for single-family homes in the same location.
Employ the Lendersa® USDA loan calculator to evaluate and differentiate today's optimal USDA versus FHA rates. Here, you can ascertain income, credit, reserves, and document prerequisites needed to qualify. Our state-of-the-art mortgage calculator features comparisons among USDA, FHA, Conforming, and VA options, providing a side-by-side view to help determine which program is most suitable for your financial situation in . Make the right choice with our detailed insights.
Current 2026 Loan and Downpayment Requirements in Scranton, Lackawanna, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Selections in Scranton, PA
The mission of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan options, offering speed and convenience. Start with one of three paths that link you to matching lenders and USDA programs tailored to your needs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture. This type of loan is exclusively accessible in rural locales. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA mortgage loans require no down payment whatsoever, offering a significant financial advantage.
We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
26 Century Boulevard, Suite 3, Nashville, TN, 37214
The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department
US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
