USDA and FHA Pro and Con in Dunmore, Lackawanna County, PA

During 2025, the USDA loan limit for Dunmore in the county of Lackawanna, PA, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare top USDA versus FHA rates available today, determining the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to guide you in choosing the best fit for your specific financial scenario in Alabama.

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2025 Loan Limits and Down Payment Requirements in Dunmore, Lackawanna County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Overview of USDA and FHA Loan Options in Dunmore, PA

The mission of Lendersa® is to swiftly secure the most advantageous USDA or FHA loan available, hassle-free. Select from three options designed to pair you with compatible lenders and appropriate USDA loan programs for your needs.

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Understanding USDA Loans in PA

USDA home loans, backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, are restricted to rural areas. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment, making them accessible to more applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central Soya Federal Credit Union
  • 1200 N 2nd Street, Decatur, IN, 46733
  • Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.
  • AllWealth Federal Credit Union
  • 6 South 2nd Street, Suite 100, Hamilton, OH, 45011
  • AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
  • Greater Cincinnati Credit Union
  • 7221 Montgomery Rd, Cincinnati, OH, 45236
  • Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
  • Sibcy Cline Mortgage Services
  • 8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
  • Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
  • Cornovus Capital
  • 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
  • CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
  • Piedmont Credit Union
  • 1913 W Front Street, Statesville, NC, 28677
  • Piedmont Credit Union is a state chartered, federally insured community credit union, serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification you must live or work in Iredell county or be an immediate family member of a current member