USDA Vs. FHA your options comparison in West-Hazleton, Luzerne County, PA
In the year 2025, the USDA loan limit for properties in West-Hazleton, situated in Luzerne County, PA, is $285,000. Conversely, the FHA loan limit for a single-family home in the same region is $356,362. Knowing these limits is vital for homebuyers crafting financial strategies for securing their desired properties.
Leverage the Lendersa® USDA loan calculator to compare the most competitive rates between today's USDA and FHA options. It assesses the necessary income, credit standards, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan programs side by side, assisting you in choosing the most suitable financial solution for your situation in . This tool anchors informed decision-making by providing a clear, comprehensive view of your lending options.
2025 Loan Limits and Down Payment Requirements in West-Hazleton, Luzerne County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Hazleton, PA
At Lendersa®, our mission is to streamline the acquisition of the best USDA or FHA loans with minimal hassle. Start through one of three pathways that lead to matched lenders and USDA loan programs that are customized to your needs. This tailor-made approach is designed to maximize your financial planning efficiency.
A USDA home loan, backed by the Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is intended specifically for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate this requirement entirely, making them highly appealing for eligible rural homebuyers seeking to minimize upfront costs in purchasing homes.
Pacifica Mortgage and Real Estate Company full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients.
The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.
2222 W Garvey Ave South, Suite 1, West Covina, CA, 91790
"Fully Bilingual English-Spanish Team.
•Full Time team Mortgage Loan department with direct Lenders.
Helping the Southern California community to achieve the American dream. We have specialized in real estate sales and loans for over 25 years. If you are thinking about buying, selling, or refinancing give us a call for a free consultation."
415 South Glendora Avenue, Suite C, West Covina, CA, 91790
Jomar Financial, Inc. is a mortgage brokerage firm based out of the San Gabriel Valley. Serving the greater Los Angeles area, Jomar Financial was created with the goal of offering the best services in the mortgage industry. We accomplish this goal through dedication and attention to detail.
We offer WHOLESALE RATES!
Your local bank is held captive to sell their own products. That is, they will not provide unbiased advice nor selection, since by doing so, they risk losing your loan to the company whose product truly provides you the most value.
As a Mortgage Broker, West End Mortgage Group can sell a variety of loan products.
We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
The Check Cashing Place, Inc. has been in business since 1976 and our friendly staff has been doing payday loans since 1997. When you are searching for company to help you with a payday advance make sure to choose someone you can trust. We are a direct payday lender and are licensed by the California Department of Financial Protection
Cornerstone Mortgage is a privately held California corporation based in San Diego. The company has introduced a new, online method to obtain a home loan. Cornerstone Mortgage combines closing, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package.
