USDA VS FHA in Upland, Delaware County, PA

As of 2025, the USDA loan limit in Upland, County of Delaware, PA is $381,800, whereas the FHA cap for a single-family residence is $529,000.

Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Assess the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding your decision on the optimal program in for your financial situation.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Details in Upland, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Upland, PA

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Start by selecting one of the three approaches that connect with appropriate lenders and USDA loan programs.

Summary of Lendersa USDA loan requests and results

What is a USDA Loan in PA?

A USDA home loan, which is supported by the Department of Agriculture and referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none, providing a notable advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013. On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540
  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
  • Bank of Bird-in-Hand
  • 309 N. Ronks Rd, Bird In Hand, PA, 17505
  • Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013. The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • Ephrata National Bank
  • 31 E. Main St, Ephrata, PA, 17522
  • Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
  • Blevins Home Mortgage
  • 2114 Swartz Rd, Darlington, MD, 21034
  • Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
  • First Bank NJ
  • 2465 Kuser Road, Suite 101, Hamilton, NJ, 08690
  • First Bank is all about returning to banking basics. As a locally-owned and operated community bank, we pride ourselves on great customer service that is highly personalized, efficient and responsive to local needs. On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, NJ.
  • Mercer County NJ Teachers' Federal Credit Union
  • 2271 Highway 33, Suite 108, Trenton, NJ, 08690
  • Mercer County NJ Teachers’ Federal Credit Union (MCNJTFCU) is a member-owned, not-for-profit financial cooperative dedicated to providing quality financial products and services and delivering them professionally and courteously. Unlike other financial institutions that need to generate profits to satisfy stockholders.