USDA Vs. FHA your options comparison in Upland, Delaware County, PA

As of 2025, the USDA loan limit in Upland, County of Delaware, PA is $381,800, whereas the FHA cap for a single-family residence is $529,000.

Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Assess the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding your decision on the optimal program in for your financial situation.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Details in Upland, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Upland, PA

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Start by selecting one of the three approaches that connect with appropriate lenders and USDA loan programs.

Summary of Lendersa USDA loan requests and results

What is a USDA Loan in PA?

A USDA home loan, which is supported by the Department of Agriculture and referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none, providing a notable advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Business Trust & Investments
  • 401 Charmany Drive, Madison, WI, 53719
  • We’re passionate about helping businesses and people. Since the day our doors opened in 1990, we’ve believed that success relies on putting people first – our clients, our employees, our families, and our communities. The result is extremely engaged employees who feel supported and provide unmatched client satisfaction.
  • Oak Bank
  • 5951 McKee Road, Suite 100, Madison, WI, 53719
  • Oak Bank has become a good friend to Fitchburg and the surrounding communities. The annual Pumpkin Give-Away has already become a Dane County institution, having donated thousands of dollars to local charities. Oak Bank has become immersed in the Fitchburg community by involving itself with numerous events, projects.
  • Easy Mortgage, Inc.
  • 575 D'onofrio Dr, Suite 301, Madison, WI, 53719
  • Easy Mortgage is a locally owned and operated mortgage lending company that has been serving the Madison area since 2005. We are in the business of helping people purchase a home with the best program and rates for their unique situation, whether you are refinancing or buying your first, second, or third home.
  • The Anna -Jonesboro National Bank
  • 201 South Main Street, Anna, IL, 62906
  • AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
  • Anna State Bank
  • 100 East Vienna Street, Anna, IL, 62906
  • Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today. A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years
  • Simple Funding LLC
  • 201 20th St S, Irondale, AL, Birmingham, AL, 35210
  • Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
  • Railroad Federal Credit Union
  • 1808 2nd Ave South, Irondale, AL, 35210
  • Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.
  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.