USDA Vs. FHA Pro and Con comparison in Brookhaven, Delaware County, PA
In 2025, the USDA loan limit in Brookhaven, county of Delaware, PA, is set at $381,800, while the FHA limit for a single-family residence is $529,000.
To compare current USDA versus FHA best rates, utilize the Lendersa® USDA loan calculator. It helps determine the required income, creditworthiness, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Brookhaven, County of Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Brookhaven, PA
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three pathways to match with lenders and explore USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is a mortgage backed by the Department of Agriculture available exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
Potomac FCU is to help members achieve their financial goals by providing valuable financial products and services, creating a source of credit at fair and competitive rates while maintaining a friendly community focused culture. Potomac Federal Credit Union is committed to providing a website that is accessible to the widest possible audience.
ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
National Iron Bank strives to be the market’s most trusted and sought after bank, helping consumers and businesses achieve their evolving financial goals while providing the highest level of customer service.With a comprehensive network of branches and ATMs, no one covers the northwest corner like National Iron Bank.
Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.
Torrington Municipal & Teachers Federal Credit Union
777 East Main St, Torrington, CT, 06790
We are a not-for-profit community credit union serving Litchfield County. If you live, work or go to school in Litchfield County, you’re eligible to join. Torrington Municipal & Teachers Federal Credit Union is a full service financial institution owned by it's members, open to anyone who lives, works or goes to school in Litchfield County.
Formerly The Torrington Company Employees Credit Union, Inc., founded in 1954, Northwest Hills Credit Union, Inc. has provided its members with quality financial services, high dividend rates on deposit accounts, and low rates on loans. The credit union is owned by its members who elect a volunteer Board of Directors responsible for its operations.
