USDA and FHA Pro and Con in Brookhaven, Delaware County, PA

In 2025, the USDA loan limit in Brookhaven, county of Delaware, PA, is set at $381,800, while the FHA limit for a single-family residence is $529,000.

To compare current USDA versus FHA best rates, utilize the Lendersa® USDA loan calculator. It helps determine the required income, creditworthiness, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Brookhaven, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brookhaven, PA

Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three pathways to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in PA

The USDA home loan, also known as the USDA rural development loan, is a mortgage backed by the Department of Agriculture available exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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