USDA VS FHA in Upper-Frederick, Montgomery County, PA
In 2025, the USDA loan limit in Upper-Frederick, situated in Montgomery county, PA, is set at $345,000, whereas the FHA loan limit for a single-family home is $431,250.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates and determine the essential income, credit parameters, reserves, and documentation needed to qualify. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program in that matches your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Upper-Frederick, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Upper-Frederick, PA
The aim of Lendersa® is to facilitate access to optimal USDA or FHA loans swiftly and trouble-free. Choose from three initial approaches that align you with suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or mortgage—is exclusively available in rural regions. Unlike FHA loans, which demand a 3.5% minimum down payment, USDA mortgages require no such down payment, making them a valuable option for qualified buyers.
Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
"FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker!
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ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
