USDA VS FHA in Pennsburg, Montgomery County, PA

As of 2025, in Pennsburg, within Montgomery county, PA, the USDA loan limit is $381,800, whereas the FHA limit for a single-family home is $529,000.

With Lendersa®'s USDA loan calculator, compare today's USDA against FHA best rates and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side to help decide which program in is best suited for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Pennsburg, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pennsburg, PA

Lendersa® aims to provide the most suitable USDA or FHA loan promptly and without hassle. Start with any of the three approaches to find matched lenders and USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, insured by the Department of Agriculture, often called a USDA rural development loan, is restricted to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6006 Highway 63, Moss Point, MS, 39563
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
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  • PBA Federal Credit Union
  • Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602
  • PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
  • Bank of Wiggins
  • 109 West Pine Avenue, Wiggins, MS, 39577
  • The Bank of Wiggins opened on December 4, 1916, after the former Peoples Bank in Wiggins was liquidated. According to an article in the Stone County Enterprise, December 1, 1966, Murphy Cooper arrived in Wiggins on the night of December 3, 1916, by train with the necessary cash with which to open the bank.
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  • North Star Credit Union opened in 1939 as Northern Farmer’s Co-op Credit Union, sponsored by the Northern Farmer’s Co-op Society. The Credit Union was based out of the Co-op Store until it burned down in October 1994. After operating out of the BIC building for some time, the Credit Union was able to relocate in January 1996 to Main Street.
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