USDA Vs. FHA Pro and Con comparison in West-Buffalo, Union County, PA
In 2025, the limit for USDA loans in West-Buffalo, within Union county, PA, is $285,000. For an FHA loan, the maximum for a single-family home rests at $356,362.
With the Lendersa® USDA loan calculator, evaluate and contrast today's USDA and FHA rates to discern the requisite income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, equipping you to choose the best plan in for your financial situation.
2025 Loan Limits and Down Payment Requirements in West-Buffalo, Union, PA
Loan Type
Loan Limit
Min. Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in West-Buffalo, PA
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you, devoid of hassle. Choose one of the three approaches to link with lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan, is exclusively available in rural zones. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA mortgage necessitates no down payment.
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