USDA and FHA Pro and Con in Mifflinburg, Union County, PA

In 2025, the USDA loan limit for Mifflinburg, within Union County in PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home in this region is $472,030. Being aware of these limits is crucial for homebuyers planning their financial strategy.

Utilize the Lendersa® USDA loan calculator to compare today’s leading rates between USDA and FHA loans. This tool helps you assess what income, credit, reserves, and documentation are necessary for qualification. Using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the best program for your financial needs in . This comprehensive view ensures well-informed decisions.

Explore loan offers from a wide range of 100 lenders to find the most competitive terms.

2025 Loan Limits and Downpayment Requirements in Mifflinburg, Union County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Mifflinburg, PA

Lendersa® is dedicated to helping you efficiently secure the best possible USDA or FHA loan. Choose one of the three pathways to connect with matching lenders and appropriate USDA loan programs tailored to your needs. This approach ensures a streamlined and effective loan process.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment, offering significant advantages for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • ALEC Federal Credit Union
  • 10725 Airline Highway, Baton Rouge, LA, 70816
  • ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates. ALEC Federal Credit Union is financially sound and federally insured.
  • BR Fire Department Federal Credit Union
  • 11123 Boardwalk Drive, Baton Rouge, LA, 70816
  • The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
  • In-House Lending LLC
  • 2531 Toulon Drive, Baton Rouge, LA, 70816
  • "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community. We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
  • Turn Key Mortgage of Louisiana, LLC
  • 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
  • TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
  • EFCU Financial Federal Credit Union
  • 10719 Airline Highway, Baton Rouge, LA, 70816
  • EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
  • 1st Phase Mortgage
  • 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
  • 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available