USDA Loan Vs. FHA loan for Kelly, PA [Union County ]

As of 2026, the USDA loan limit in Kelly, part of Union county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

With Lendersa® USDA loan calculator, compare the current USDA versus FHA best rates and ascertain the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding you to choose which program in suits your financial needs.

USDA and FHA Loan Options in Kelly, PA

The aim of Lendersa® is to promptly provide you with the ideal USDA or FHA loan, free of hassle. Choose one of three starting points to pair with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, secured by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(508) 627-4266 Lender's profile and map Reviews Martha’s Vineyard Savings Bank 78 Main Street, Edgartown, MA, 02539 Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
(603) 595-4400 Lender's profile and map Reviews Geosegment Systems 24 Front Street, Suite 203, Exeter, NH, 03833 Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
(248) 561-4331 Lender's profile and map Reviews Honest Lending 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084 We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
(248) 842-3515 Lender's profile and map Reviews Direct Home Mortgages, LLC 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084 Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
(248) 840-8771 Lender's profile and map Reviews Limitless Mortgage Solutions 100 west big beaver rd, Suite 200, Troy, MI, 48084 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 205-0181 Lender's profile and map Reviews IPFS Mortgage 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084 The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
(720) 508-0621 Lender's profile and map Reviews Core Direct Mortgage Inc 1700 West Big Beaver Road, Suite 350, Troy, MI, 48084 At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
(248) 972-8001 Lender's profile and map Reviews Everest Financials Inc 2855 Coolidge Highway, Suite 118, Troy, MI, 48084 Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
(833) 663-1663 Lender's profile and map Reviews National Mortgage Funding LLC 3310 West Big Beaver Road, Suite 105, Troy, MI, 48084 At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.
(248) 781-9400 Lender's profile and map Reviews HomeLend USA, LLC 2107 Crooks Rd, Suite 101, Troy, MI, 48084 A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
(248) 414-1592 Lender's profile and map Reviews Secure Mortgage Funding, LLC 2565 W. Maple Road, Troy, MI, 48084 Secure Investors Group, Inc. and Secure Asset Managment, LLC. is a dynamic, holistic financial planning firm offering investments, financial planning, insurance, and tax planning through our member organizations. Our expertise is in helping clients anticipate, evaluate and successfully resolve financial and legacy planning challenges.
(248) 881-4848 Lender's profile and map Reviews FINN LEND HOME LOANS 1000 W Maple Rd, Suite 109, Troy, MI, 48084 "We’re making getting a mortgage easier than ever before. FINN LEND HOME LOANS has an experienced team of brokers on staff.From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."