USDA Vs. FHA Pro and Con comparison in Freeland, Luzerne County, PA
In 2025, the USDA loan limit for Freeland, within the county of Luzerne, PA, is established at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze the best USDA and FHA rates available today, assessing the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in is most suited to your specific financial needs.
Loan Limits and Down Payment Needs for 2025 in Freeland, County of Luzerne, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Freeland, PA
Lendersa® is committed to delivering you the optimal USDA or FHA loan, quickly and without hassle. Choose from one of three pathways that lead to matching lenders and the appropriate USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, this option is available only in rural neighborhoods. In contrast to FHA loans demanding a 3.5% minimum down payment, USDA loans are accessible with no down payment, presenting a substantial benefit to those eligible.
Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
Verge Funding Group is a women-owned business in Bryn Mawr, PA that helps businesses gain access to working capital for their day-to-day operations and growth. When banks say no, we say yes.We offer honest and transparent financial solutions with exceptional customer service and support.
1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no
333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
"Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking.
We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1800 Byberry Road, Ste. 1104, Huntingdon Valley, PA, 19006
Developer's Mortgage Company collects information from Website visitors and also obtains information from third parties (including from service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website.
380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
