USDA Loan Vs. FHA loan pro & con for Freeland, Luzerne County, PA

In 2025, USDA loan limit in Freeland, county of Luzerne, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Freeland, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(586) 992-1250 388 miles Lender's profile and map Reviews PLB LENDING, LLC 58069 Van Dyke Rd., Washington, MI, 48094 PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
(586) 992-6550 388 miles Lender's profile and map Reviews Dante Rosa Home Loans LLC 8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316 For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
(248) 607-0874 388 miles Lender's profile and map Reviews James Turner Mortgage LLC 52164 Belle Vernon, Shelby Township, MI, 48316 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(586) 514-0061 388 miles Lender's profile and map Reviews Sound Home Mortgage Inc 6441 Thorneycroft Drive, Shelby Township, MI, 48316 Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.
(586) 786-5500 388 miles Lender's profile and map Reviews Capital Lending, Inc. 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316 Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
(734) 675-3100 388 miles Lender's profile and map Reviews Shore to Shore Community Federal Credit Union 4550 Division Street, Trenton, MI, 48183 Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
248-613-9044 388 miles Lender's profile and map Reviews Delmar Mortgage 2360 W Jefferson Suite 101, Trenton, MI, 48183 I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
(304) 697-2919 388 miles Lender's profile and map Reviews Universal Federal Credit Union 317 31st Street, Huntington, WV, 25702 Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
9195101108 388 miles Lender's profile and map Reviews Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
(877) 807-9668 388 miles Lender's profile and map Reviews North State Bank 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609 North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
(919) 539-9800 388 miles Lender's profile and map Reviews The Arkell Barnes Mortgage Team 900 Ridgefield Drive, Raleigh, NC, 27609 We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.