USDA and FHA Pro and Con in West-Pittston, Luzerne County, PA
In 2026, the USDA loan cap in West-Pittston, located in the county of Luzerne, PA, is $285,000. In contrast, the FHA limit for a single-family residence is $356,362.
Leverage Lendersa®'s USDA loan calculator to examine today’s best USDA versus FHA rates. This tool helps identify necessary income, credit, reserves, and documents for loan qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA options for comparison, enabling you to select the most suitable program in for your financial needs.
2026 Loan Limits & Downpayment Criteria in West-Pittston, County of Luzerne, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in West-Pittston, PA
The objective of Lendersa® is to swiftly connect you with exceptional USDA or FHA loans without unnecessary hassle. You can start with one of three strategic approaches to find matched lenders and USDA loan programs.
A USDA home loan is sanctioned by the U.S. Department of Agriculture, frequently called the USDA rural development loan or USDA mortgage. These loans are designated for rural areas only. FHA loans demand at least a 3.5% down payment, whereas USDA loans require no down payment, thus offering an attractive option for those qualifying.
UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.
As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
Highway Federal Credit Union. Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.
Customers can easily open an account or apply for a loan online.
421 Northern Boulevard South, Abington Township, PA, 18411
Lends in Pennsylvania
Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.
1501 South Memorial Highway, Suite 102, Shavertown, PA, 18708
Lends in Pennsylvania
Back Mountain Federal Credit Union of Shavertown, Pennsylvania has been in service since 1974. We offer prompt, friendly, and courteous service to its members. We have a history of offering very attractive rates due to low overhead and strong expense controls. Our Board of Directors and all committee members are unpaid (volunteer).
