In the year 2026, the USDA loan limit available in Montgomery, located within the county of Franklin, PA, is set at $336,500. In contrast, the FHA loan limit for a single-family property is established at $472,030.
Utilize the Lendersa® USDA loan calculator to assess and contrast the top USDA and FHA rates available today. This tool helps you determine the income, credit score, reserves, and requisite documents needed to ensure qualification. Our sophisticated mortgage calculator simultaneously displays USDA, FHA, Conforming, and VA options side by side, providing a comprehensive overview to help you decide the most favorable program for your specific financial circumstances in
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| Loan Type | Loan Cap | Down Payment Requirement | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to obtaining the most beneficial USDA loan or FHA loan for you swiftly, without any undue stress. Initiate the process by choosing from one of three foundational options, which effectively connect you with lenders matching the USDA loan offerings available.
The USDA home loan, endorsed by the government’s Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for properties located in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage loan is distinct in that it requires no down payment at all, making it a more accessible option for eligible individuals situated within rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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