USDA Vs. FHA Pro and Con comparison in Williamstown, Dauphin County, PA

In 2025, the USDA loan limit for Williamstown, located in the county of Dauphin, PA, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. Discover the necessary income, credit, reserves, and documents needed for qualifying. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enhancing your decision on the best program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Williamstown, County of Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Williamstown, PA

Lendersa® aims to secure you the best possible USDA or FHA loans quickly and without hassle. Choose one of three methods to find matching lenders and USDA loan programs tailored to your needs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment, making them highly attractive for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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