USDA and FHA Pro and Con in Williamstown, Dauphin County, PA

In 2025, USDA loan limit in Williamstown, county of Dauphin, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Williamstown, county of Dauphin, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Williamstown, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elizabeth NJ Firemen's Federal Credit Union
  • 411 Irvington Avenue, Elizabeth, NJ, 07208
  • The Elizabeth, NJ Firemen’s FCU strives to promote thrift for our members, provide affordable financial services and assist members, who show a desire to improve their financial foundation, and to get through difficulties which may be keeping them from realizing their potential. The Elizabeth, NJ Firemen’s FCU was Chartered in 1936.
  • InFirst Federal Credit Union
  • 6462 Little River Turnpike, Alexandria, VA, 22312
  • InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
  • MERHO Federal Credit Union
  • 15 Irene Street, Johnstown, PA, 15905
  • This financial cooperative exists to provide loan, deposit and member-oriented services to its'​ defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its'​ members by offering to them a means of making safe and regular investments; and 2. to enable its'​ members to obtain loans.
  • Johnstown School Employees Federal Credit Union
  • 738 Viewmont Avenue, Johnstown, PA, 15905
  • Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.
  • HealthCare First Credit Union
  • 1152 Franklin Street, Johnstown, PA, 15905
  • HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
  • DMV Home Funding, LLC
  • 14151 A Robert Paris CT, Chantilly, VA, 20151
  • At DMV Home Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Freedom Bank
  • 4211 Pleasant Valley Road, Chantilly, VA, 20151
  • Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
  • Empower Home Mortgage LLC
  • 4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
  • Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
  • UNITED MORTGAGE CORPORATION
  • 4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
  • United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
  • R&F Commercial Debt and Equity
  • 3684 Centerview Dr, Chantilly, VA, 20151
  • "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
  • CommonWealth One Federal Credit Union
  • 4875 Eisenhower Avenue, Alexandria, VA, 22304
  • CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years. From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members