USDA Vs. FHA your options comparison in Lykens, Dauphin County, PA
In 2025, the USDA loan ceiling for Lykens, positioned in Dauphin county, PA, is at $336,500. Conversely, the FHA limit for a single-family residence is set at $472,030.
Use the Lendersa® USDA loan calculator to assess top USDA vs. FHA rates today, identifying the needed income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator enables side-by-side evaluation of USDA, FHA, Conforming, and VA options to help you choose the most suitable program in for your financial circumstances.
2025 Loan Ceilings and Down Payment Needs in Lykens, Dauphin, PA
Loan Type
Limit
Minimum Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lykens, PA
The mission of Lendersa® is to facilitate the swift acquisition of the best USDA or FHA loan. Select one of three routes to engage with lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government Department of Agriculture, also called a USDA rural development loan, is specifically available in rural areas. Unlike FHA loans which require a 3.5% down payment, the USDA mortgage demands none.
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