USDA Vs. FHA your options comparison in North-Wales, Montgomery County, PA
In the year 2025, the USDA loan limit for North-Wales, located in Montgomery county, PA, is $345,000, while the limit for FHA loans on single-family homes is set at $431,250.
Utilize the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in best aligns with your specific financial needs.
2025 Loan Limits and Downpayment Requirements in North-Wales, Montgomery County, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Wales, PA
Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loans quickly and without stress. Choose from one of three starting strategies to match with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or mortgage. These loans are strictly available in rural communities. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a unique benefit to potential homebuyers in qualifying rural areas.
The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
"Our TLC Broadway Group office is located downtown at 910 E Broadway Suite 200. It’s easy to find, and there’s plenty of street parking.
We provide mortgages for all of the Columbia metro area, the surrounding areas, and the entirety of the state.
The Broadway Group is a full-service mortgage lender dedicated to serving our community"
Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
The Horizon Credit Union was chartered in July of 1954 by Missouri Department of Transportation employees and Missouri State Highway Patrol employees. The two groups came together to form a credit union that would provide themselves and their coworkers a place to save and borrow money.
Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
Innovations is not a bank. We’re a credit union.
We’re a not-for-profit financial cooperative, made up of a bunch of wonderful members–all of whom have some kind of connection to Bay County. If you live, work, worship, volunteer, or attend school in Bay County, Florida, you’re eligible to join. Business and other legal entities are in too.
