USDA VS FHA in North-Wales, Montgomery County, PA

In the year 2025, the USDA loan limit for North-Wales, located in Montgomery county, PA, is $345,000, while the limit for FHA loans on single-family homes is set at $431,250.

Utilize the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in best aligns with your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in North-Wales, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Wales, PA

Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loans quickly and without stress. Choose from one of three starting strategies to match with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or mortgage. These loans are strictly available in rural communities. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a unique benefit to potential homebuyers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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