USDA Vs. FHA Pro and Con comparison in North-Wales, Montgomery County, PA
In the year 2025, the USDA loan limit for North-Wales, located in Montgomery county, PA, is $345,000, while the limit for FHA loans on single-family homes is set at $431,250.
Utilize the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in best aligns with your specific financial needs.
2025 Loan Limits and Downpayment Requirements in North-Wales, Montgomery County, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Wales, PA
Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loans quickly and without stress. Choose from one of three starting strategies to match with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or mortgage. These loans are strictly available in rural communities. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a unique benefit to potential homebuyers in qualifying rural areas.
EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.
Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.
Peoples Bank of Alabama was born in 1977 as Peoples Bank of Holly Pond. Back then the citizens of this community needed a local Bank to serve their financial needs - one that understood their specific needs, wants, and dreams. We began with a simple mission of putting people first and doing what is right.
The Mortgage Center began in August 1992 as a one-man operation located in Cullman, Alabama. The company now has 2 offices in Alabama and has grown to one of the largest independent mortgage brokers in Alabama. The company has funded over 15,000 mortgage loans since its inception.
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service.
SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
The Credit Union was officially founded March 30th, 1972 as the Vienna Correctional Center Credit Union. The name was changed in 2008 to the River to River Credit Union. The credit union was organized for employees working at the Vienna Correctional Center to have a place to save and borrow money.
First Community Bank of Hillsboro was organized, chartered and opened in 1998 by a group of local investors who felt the need for a locally owned and operated bank. In March 2002, the former Bass Funeral Home, with all its beauty and local history, became the new home of First Community Bank of Hillsboro.
