USDA Vs. FHA your options comparison in Montgomeryville, Montgomery County, PA

In 2025, the USDA loan limit in Montgomeryville, county of Montgomery, PA, amounts to $381,800. For a single-family home, the FHA loan limit is set at $529,000.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today, and determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your choice for the best financial program in Alabama.

Examine loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Montgomeryville, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Montgomeryville, PA

Lendersa® strives to quickly secure the best possible USDA or FHA loan for you, hassle-free. Choose from one of three starting paths that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, provided by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially. When you bank with First Community, your banker is more than just a face in the crowd.
  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
  • Salt Creek Mortgage LLC
  • 377 North Main Street, Layton, UT, 84041
  • Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.
  • Utah Independent Mortgage Corp
  • 1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
  • We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients'​ needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.
  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
  • Varex Federal Credit Union
  • 1678 South Pioneer Road, Salt Lake City, UT, 84104
  • Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
  • Central Bank
  • 475 E. Main St, Lehi, UT, 84043
  • We've been serving Utah County for 129 years! We offer all modern banking conveniences with a personal, friendly touch. We're lending and ready to help you with all of your banking needs. We were voted ""Best Bank"" in Utah Valley again this year. Let us show you why our customers are proud to say, ""Central Bank, that's my bank!
  • Lendio Erie
  • 4100 Chapel Ridge Road, Lehi, UT, 84043
  • Lendio is a free marketplace for small business loans where lenders fight for your business. Lendio has partnered with over 75 lenders to offer small business owners access to working capital to start or grow their business. Contact Lendio today to find the right business loan to fit your business needs.
  • Vonk Lending LLC
  • 3401 North Thanksgiving Way, Suite 185, Lehi, UT, 84043
  • At Vonk Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.