USDA Vs. FHA Pro and Con comparison in Montgomeryville, Montgomery County, PA

In 2025, the USDA loan limit in Montgomeryville, county of Montgomery, PA, amounts to $381,800. For a single-family home, the FHA loan limit is set at $529,000.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today, and determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your choice for the best financial program in Alabama.

Examine loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Montgomeryville, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Montgomeryville, PA

Lendersa® strives to quickly secure the best possible USDA or FHA loan for you, hassle-free. Choose from one of three starting paths that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, provided by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
  • Montgomery Mortgage
  • 2230 Route 206, Belle Mead, NJ, 08502
  • "Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking. We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • The Bancorp Bank
  • 409 Silverside Road, Wilmington, DE, 19809
  • At The Bancorp Lending we strive to meet all of your needs in a timely fashion. We have designed The Bancorp Lending to enable you to do your banking online, and most of your needs will be met within the website. Upon occasion you may need information that is not addressed on the site. If so, please contact us and an experienced representative.
  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.
  • Fort Dix Federal Credit Union
  • 5408 Delaware Avenue, Fort Dix, NJ, 08640
  • The Fort Dix Federal Credit Union was first organized May 1, 1963 under the leadership of SGM. Max Martin and CW4 Clarence Lines. At the onset there were 12 members in a subscriber group and the maximum loan was set at $150.00. Within the first 8 months the membership swelled to more than 700 members.
  • DELAWARE VALLEY FINANCIAL MORTGAGE, LLC
  • 402 Bayard Road, Suite 100, Kennett Square, PA, 19348
  • Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004
  • Brandywine Lending, Inc.
  • 415 Anvil Drive, Kennett Square, PA, 19348
  • Brandywine Lending, Inc, a full-service mortgage broker specializing in residential and refinance loans. A mortgage broker means we shop from our extensive list of lenders for the best product and pricing for your specific situation. What it does NOT mean… extra cost! Brandywine Lending offers a wide range of mortgage
  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
  • WBG Commercial Lending
  • 488 Montchanin Rd, Montchanin, DE, 19710
  • WBG Commercial Lending specializes in Commercial Mortgage loans for commercial real estate including owner occupied and investment properties we offer loans of all types. WBG Commercial Lending provides commercial real estate loan solutions in Delaware, Pennsylvania, Maryland, Ohio, New Jersey ,New York and most other states.