USDA Vs. FHA Pro and Con comparison in Lower-Gwynedd, Montgomery County, PA
For 2025, the USDA loan ceiling in Lower-Gwynedd, within the county of Montgomery, PA, is $345,000. Meanwhile, the FHA limit for single-family homes is $431,250.
Utilize Lendersa®'s USDA loan calculator to analyze and compare today's best rates between USDA and FHA, identifying necessary income, credit, reserves, and documents for eligibility. This advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, aiding your decision for the best fit financially in .
2025 Loan Limits and Down Payment Needs in Lower-Gwynedd, Montgomery County, PA
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lower-Gwynedd, PA
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you without complications. Choose one of three approaches to find matching lenders and programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3435 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90010
As a community bank offering a wide range of deposit and lending products and services to mid-sized businesses in the multi-ethnic communities of Southern California and beyond, CBB prides itself on providing unparalleled value to our customers, shareholders, community, and employees.
3700 Wilshire Blvd, Suite 104, Los Angeles, CA, 90010
Hanin Federal Credit Union is to assist Korean Americans, who live or work in the county of Los Angeles, to regain their financial strength (seriously impaired by the Los Angeles Riot of 1992 and the Northridge Earthquake) in two ways: first, by cultivating a habit of systematic savings among its members; second
3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.
3700 Wilshire Boulevard, Suite 999, Los Angeles, CA, 90010
Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers.
3700 Wilshire Blvd, Suite 330, Los Angeles, CA, 90010
NMSI, Inc. was originally founded in 2008 as National Mortgage Service Incorporated, as a Mortgage Lender. Our company continues to strive to offer our clients diverse loan product lines, competitive interest rates and flexible underwriting. NMSI Offers a wide array of competitive loan options.
3435 Wilshire Boulevard, Suite 888, Los Angeles, CA, 90010
Nexcap is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible. Nexcap continues to strive to offer a full range of loan products to fit every borrower.
4929 Wilshire Boulevard, Suite 603, Los Angeles, CA, 90010
C and H Financial We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of individual homebuyers / owners, real estate professionals, and builders throughout California. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
