USDA and FHA Pro and Con in Lower-Gwynedd, Montgomery County, PA
For 2025, the USDA loan ceiling in Lower-Gwynedd, within the county of Montgomery, PA, is $345,000. Meanwhile, the FHA limit for single-family homes is $431,250.
Utilize Lendersa®'s USDA loan calculator to analyze and compare today's best rates between USDA and FHA, identifying necessary income, credit, reserves, and documents for eligibility. This advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, aiding your decision for the best fit financially in .
2025 Loan Limits and Down Payment Needs in Lower-Gwynedd, Montgomery County, PA
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lower-Gwynedd, PA
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you without complications. Choose one of three approaches to find matching lenders and programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.
6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136
Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
"We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service.
Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors.
The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.
