USDA VS FHA in Wyncote, Montgomery County, PA

In 2025, USDA loan limit in Wyncote, county of Montgomery, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wyncote, county of Montgomery, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wyncote, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 122 South Commercial, Maywood, NE, 69038
  • Community First Bank takes pride in serving the area as an independently owned community bank since 1917. Community First Bank in Trenton, NE, formerly State Bank of Trenton was chartered in 1917 by Adolf Thuman. The bank has been a family tradition ever since. In 1971, Adolf’s son D. Roger Thuman took over for his dad
  • All Reverse Mortgage®
  • 17300 El Camino Real, Suite 110, Houston, TX, 77058
  • All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,
  • My Mortgage Ace
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  • Southern Coast Mortgage LLC
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  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
  • Legend Home Lending
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  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
  • Cash Mortgage Services
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  • We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
  • Haven Mortgage
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  • Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.
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  • Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients