USDA Vs. FHA your options comparison in Wyncote, Montgomery County, PA

In 2025, the USDA loan limit in Wyncote, within Montgomery county, PA, is $381,800. The FHA limit for a single-family home is $529,000.

Use Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and find out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help you choose the ideal program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Wyncote, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Wyncote, PA

The aim of Lendersa® is to access the best USDA or FHA loans quickly and stress-free. Start with one of three paths to match with lenders and explore USDA loan programs.

USDA loan request and matching results from Lendersa

Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OnTime Mortgage Inc
  • 845 Midway Road, Suite 1, Willowbrook, IL, 60527
  • We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.
  • True Rate Mortgage Inc
  • 1333 Burr Ridge Parkway, Suite 200, Burr Ridge, IL, 60527
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wintrust
  • 9700 W Higgins Rd, Rosemont, IL, 60018
  • Wintrust, a financial holding company offering community and commercial Banking, wealth management, and mortgage services, has served Chicago’s communities since 1991. Wintrust was founded on the idea of being the alternative to the big Banks. We believe there is a need, and desire, for a true community Banking experience
  • Short Term Loans, L.L.C.
  • 2140 S. Wolf Rd, Suite B, Des Plaines, IL, 60018
  • ShortTermLoans.com is a free service designed to help you find a personal loan lender now. Simply complete our short, secure online form. We will provide your information to lenders who may make you an offer within minutes. If you agree to the lender’s terms, you could have the money you need deposited directly in your account as soon as the next b
  • AmeriCash Loans
  • 2400 East Devon Avenue, Des Plaines, IL, 60018
  • AmeriCash Loans was founded in 1997 in Des Plaines, Illinois on the main street across from the train station in a small office above what would become our first cash loan store location. Within five years of opening our doors, we had expanded into 28 total locations throughout the metropolitan Chicago area and Illinois.
  • Prime 1 Bancorp LTD
  • 2720 South River Road, Suite 50, Des Plaines, IL, 60018
  • To provide consistent and predictable growth to our organization by delivering reliable and exceptional services to our clients. At PRIME 1 BANCORP, LTD. we believe that in understanding and satisfying the financial needs of our clients we are creating a significant value for them as well as creating rewarding experiences for our company.
  • Lendonia
  • 2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018
  • Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.
  • Peoples Choice Financial Corp
  • 2860 South River Road, Suite 400B, Des Plaines, IL, 60018
  • PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
  • Wintrust Mortgage
  • 9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
  • "Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
  • InterFirst Mortgage Company
  • 9525 W. Bryn Mawr Ave, Suite 400, Rosemont, IL, 60018
  • Interfirst’s commitment to high quality loan origination is demonstrated by our company’s focus on providing high quality customer service, which is a priority at every level of the organization. At Interfirst, we take pride in our responsiveness to our customers and in our common sense approach to mortgage origination.