USDA Loan Vs. FHA loan pro & con Campanilla, Toa Baja County, PR

In the year 2025, the USDA loan limit in Campanilla, part of the county of Toa Baja, PR, is established at $336,500, whereas the FHA loan limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the top rates for USDA vs. FHA loans offered today and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side to aid you in choosing the most advantageous program in that suits your financial needs.

Available USDA and FHA Loan Options in Campanilla, PR

The aim of Lendersa® is to deliver rapid and hassle-free access to the optimal USDA or FHA loan. Pick one of the three starting paths below to get matched with lenders and USDA loan programs that fit your needs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in PR

A USDA home loan, commonly referred to as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment.

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(802) 318-7965 Lender's profile and map Reviews BRISTOL FINANCIAL SERVICES 36 Main Street, Bristol, VT, 05443 Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
(937) 642-8100 Lender's profile and map Reviews 1st Monarch Mortgage 1000 N Maple St, Marysville, OH, 43040 1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
(216) 270-5530 Lender's profile and map Reviews Veritas Financial Group LLC 1060 Ledge Road, Medina, OH, 44256 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(330) 419-8243 Lender's profile and map Reviews COMMONWEALTH DIVERSIFIED LENDING 5000 Gateway Drive, Medina, OH, 44256 Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
(330) 410-3770 Lender's profile and map Reviews Consolidated Funding Corp 2425 Medina Road, Medina, OH, 44256 CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
(800) 413-5857 Lender's profile and map Reviews Crossroads Home Loans 2530 Medina Road, Suite 100, Medina, OH, 44256 "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
(888) 496-7009 Lender's profile and map Reviews MSA Mortgage, LLC 18 Mad River Green, Waitsfield, VT, 05673 The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
(800) 442-6666 Lender's profile and map Reviews Northway Bank 9 Main Street, Berlin, NH, 03570 Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
(662) 252-1341 Lender's profile and map Reviews Unity MS Bank 650 Highway 7 South, Holly Springs, MS, 38635 We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
(800) 371-5162 Lender's profile and map Reviews VSECU PO Box 67, Burlington, VT, 05601 VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
(937) 228-1614 Lender's profile and map Reviews Firefighters & Company Federal Credit Union 338 South Patterson Boulevard, Dayton, OH, 45402 The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
(937) 222-8971 Lender's profile and map Reviews CODE Credit Union 355 W Monument Avenue, Dayton, OH, 45402 CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.