USDA and FHA Pro and Con in Campanilla, Toa Baja County, PR

In the year 2025, the USDA loan limit in Campanilla, part of the county of Toa Baja, PR, is established at $336,500, whereas the FHA loan limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the top rates for USDA vs. FHA loans offered today and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side to aid you in choosing the most advantageous program in that suits your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Campanilla, Toa Baja, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Campanilla, PR

The aim of Lendersa® is to deliver rapid and hassle-free access to the optimal USDA or FHA loan. Pick one of the three starting paths below to get matched with lenders and USDA loan programs that fit your needs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in PR

A USDA home loan, commonly referred to as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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