In the year 2026, the USDA loan limit in Campanilla, part of the county of Toa Baja, PR, is established at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
By using the Lendersa® USDA loan calculator, you can compare the top rates for USDA vs. FHA loans offered today and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side to aid you in choosing the most advantageous program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to deliver rapid and hassle-free access to the optimal USDA or FHA loan. Pick one of the three starting paths below to get matched with lenders and USDA loan programs that fit your needs.
A USDA home loan, commonly referred to as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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