USDA Vs. FHA Pro and Con comparison in Candelaria-Arenas, Toa Baja County, PR
In 2025, within Candelaria-Arenas, located in Toa Baja, PR, the USDA loan limit is $308,200. For single-family homes, the FHA limit is $385,250.
With the Lendersa® USDA loan calculator, compare top current rates between USDA and FHA loans, and identify the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA side-by-side, assisting you in selecting the most appropriate program in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in Candelaria-Arenas, Toa Baja, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Candelaria-Arenas, PR
The aim of Lendersa® is to quickly provide you with the optimal USDA or FHA loan without unnecessary hassle. Start with one of the three choices to find lenders and compatible USDA loan programs.
A USDA home loan, often termed a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively offered in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
"NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA.
We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
