USDA Vs. FHA Pro and Con comparison in Candelaria-Arenas, Toa Baja County, PR
In 2025, within Candelaria-Arenas, located in Toa Baja, PR, the USDA loan limit is $308,200. For single-family homes, the FHA limit is $385,250.
With the Lendersa® USDA loan calculator, compare top current rates between USDA and FHA loans, and identify the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA side-by-side, assisting you in selecting the most appropriate program in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in Candelaria-Arenas, Toa Baja, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Candelaria-Arenas, PR
The aim of Lendersa® is to quickly provide you with the optimal USDA or FHA loan without unnecessary hassle. Start with one of the three choices to find lenders and compatible USDA loan programs.
A USDA home loan, often termed a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively offered in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
RB Mortgage we pride ourselves on offering the lowest rates with the lowest total fees. Simply put, we are committed to Bringing You Home for Less We are not like your typical mortgage company whose business model and income structure is based on commissions. These companies will sell you interest rates that are higher than industry standards.
Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
At First National Bank of North Arkansas we are known as “the old bank with new ideas”. Having been in business since 1889, we have seen a lot of changes in banking. Through these changes we continue to strive to provide our customers with all of the necessary resources to make their experience the best.
