USDA VS FHA in Sabana-Seca, Toa Baja County, PR

In 2025, the USDA loan limit in Sabana-Seca, Toa Baja county, PR is $308,200, while the FHA limit for a single-family home is $385,250.

Use Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help decide the best program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Details in Sabana-Seca, Toa Baja, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Sabana-Seca, PR

The goal of Lendersa® is to help you obtain the best USDA or FHA loan efficiently and easily. Choose from three starting points to identify matching lenders and USDA programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in PR?

The USDA home loan is guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, and is specifically available in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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