As of 2026, in Candelaria, Toa Baja county, PR, the USDA loan limit is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. This helps determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to deliver the best possible USDA or FHA loan quickly and without difficulty. Choose from one of three starting options that match you with appropriate lenders and USDA loan programs.
USDA home loans are backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering great advantages to qualified buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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