USDA Loan Vs. FHA loan for Candelaria, PR 2025

As of 2025, in Candelaria, Toa Baja county, PR, the USDA loan limit is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. This helps determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your financial situation.

USDA and FHA Loan Options in Candelaria, PR

Lendersa® aims to deliver the best possible USDA or FHA loan quickly and without difficulty. Choose from one of three starting options that match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

USDA home loans are backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering great advantages to qualified buyers.

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(330) 758-8118 Lender's profile and map Reviews People First Financial 1315 Boardman-Canfield Rd, Youngstown, OH, 44512 At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
(330) 782-0800 Lender's profile and map Reviews First Equity Mortgage Group LLC 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512 First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA \| FHA 203k\| VA \| USDA \| Jumbo \| Conventional
(225) 344-0318 Lender's profile and map Reviews WBRT Federal Credit Union. 673 Rosedale Road, Port Allen, LA, 70767 WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA). When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.
(802) 295-5104 Lender's profile and map Reviews Vermont VA Federal Credit Union 1285 VA Cutoff Road, White River Junction, VT, 05001 Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
(603) 448-3650 Lender's profile and map Reviews Mascoma Savings Bank 263 Maple Street, White River Junction, VT, 05001 Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
(814) 432-1207 Lender's profile and map Reviews Galaxy Federal Credit Union 1313 Liberty Street, Franklin, PA, 16323 Galaxy Federal Credit Union is a community credit union offering a full range of financial services to anyone that lives, works, worships, volunteers, or attends school in Venango County AND all of their immediate family members. Galaxy will provide the best financial services and products at competitive rates in a safe.
(607) 324-8384 Lender's profile and map Reviews District #6 Federal Credit Unio 107 Broadway, Hornell, NY, 14843 The Credit Union was established on February 24, 1936 as District #6 New York State Highway Employees and was located at 30 West Main Street in Hornell. Membership was primarily made up of NYS Department of Transportation employees that worked in Region 6 (Steuben, Allegany, Chemung, Schuyler and Yates Counties)
(740) 345-3494 Lender's profile and map Reviews First Federal Savings Bank 2 North 2nd Street, Newark, OH, 43055 We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
(888) 474-7275 Lender's profile and map Reviews Park Sterling Bank 50 North Third Street, Newark, OH, 43055 Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
(740) 345-6608 Lender's profile and map Reviews TrueCore Federal Credit Union 215 Deo Dr, Newark, OH, 43055 At TrueCore Federal Credit Union, our mission is to enrich our community, and we’d love to serve you. We are member-owned, and our not-for-profit structure allows us to return excess earnings to those who bank with us in the form of better rates, lower fees, and more services. Those who reside, work, attend school, worship,
(614) 325-9944 Lender's profile and map Reviews BUCKEYE HOME LENDING, LLC 1281 W Main St, Newark, OH, 43055 Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
(603) 643-1400 Lender's profile and map Reviews Title Mortgage Solution 7 Lebanon Street, Suite 105, Hanover, NH, 03755 We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.