USDA Vs. FHA Pro and Con comparison in Levittown, Toa Baja County, PR

In 2025, USDA loan limit in Levittown, county of Toa Baja, PR is $308,200 while FHA limit is $385,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Levittown, county of Toa Baja, PR

Loan Type Loan Limit Down payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Levittown, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Capital Solutions
  • 4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630
  • Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
  • Evergreen Bank Group
  • 1515 West 22nd Street, Suite 100W, Oak Brook, IL, 60523
  • Evergreen Bank Group is a locally owned and managed, full service Illinois State chartered commercial bank. We are focused on the relationships we build with our clients and the communities we serve. Our experienced staff is professional and highly responsive to personal and business needs. Evergreen Bank Group is Member FDIC, Equal Housing Lender.
  • Republic Bank of Chicago
  • 2221 Camden Court, Oak Brook, IL, 60523
  • Republic Bank has been dedicated to serving its local communities since 1964. From day one, we have been focused on what matters most: our clients’ financial success. Providing our clients with exceptional service and innovative financial solutions has enabled them – and Republic Bank of Chicago – to thrive.
  • Res-Com Mortgage Corporation
  • 1211 22nd St, Oak Brook, IL, 60523
  • Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
  • Nationwide Mortgage & Realty, LLC
  • 2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
  • Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
  • Midwest Equity Mortgage, LLC
  • 2001 Spring Road, Suite 100, Oak Brook, IL, 60523
  • Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
  • EClick Lending
  • "2001 Spring Road Suite 200", Oak Brook, IL, 60523
  • eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service
  • Pan American Bank
  • 1440 West North Avenue, Melrose Park, IL, 60160
  • Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.