USDA Vs. FHA your options comparison in Levittown, Toa Baja County, PR

For 2025, the USDA loan ceiling in Levittown, Toa Baja county in PR stands at $308,200, whereas the FHA limit for a single-family home is $385,250.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates and determine the qualifications for income, credit, reserves, and documentation. With this advanced mortgage tool, you can examine USDA, FHA, Conforming, and VA loans side by side to help you decide which option in aligns best with your financial situation.

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Loan Limits and Downpayment Needs for 2025 in Levittown, Toa Baja County, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loans in Levittown, PR

Lendersa® aims to secure the ideal USDA or FHA loan for you swiftly and efficiently. You can begin with one of three entry points optimized to match lenders to your USDA loan needs.

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What to Know About USDA Loans in PR

A USDA home loan is supported by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. This loan type is accessible exclusively in rural locales. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Buffalo Federal Bank
  • 106 Fort Street, Buffalo, WY, 82834
  • In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
  • First Northern Bank of Wyoming
  • 141 S. Main St, Buffalo, WY, 82834
  • First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
  • Ray Federal Credit Union
  • 112 Williams Lane, Kearny, AZ, 85137
  • Ray Federal Credit Union has a proud heritage of serving miners and mining contractors of Ray, Arizona in the greater Copper Basin and neighboring communities. The mining towns of Ray, Sonora, and Barcelona have all since been closed and the area mined for copper. In 1965 the credit union built a building in Kearny, AZ.
  • Richland Federal Credit Union
  • 201 West Holly Street, Sidney, MT, 59270
  • Richland Federal Credit Union is a member-owned credit union that serves Richland and Roosevelt Counties in Montana, as well as other communities in northeast Montana and northwest North Dakota. We offer friendly customer service, competitive interest rates on Agricultural, Consumer and Real Estate loans, and a robust commitment to our community
  • BN Federal Credit Union
  • 509 North Merrill Avenue, Suite A, Glendive, MT, 59330
  • The Credit Union is a member-owned financial organization providing the most accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth BN Federal Credit Union's charter of membership includes all employees of: Action For Eastern Montana Albertson Food and Drug and more
  • MDU Employees Federal Credit Union
  • 210 S Merrill Avenue, Glendive, MT, 59330
  • Our mission is simple to provide the best service and most competitive rates for you the member.Services Provided: Share Accounts Share Certificates (CD's) Vehicle Loans Recreation Vehicle Loans Personal Loans Payroll Deduction for Savings Deposits Payroll Deduction for Loan Payments
  • Citco Federal Credit Union
  • 502 N Main Street, Sheridan, WY, 82801
  • Citco Federal Credit Union was established in 1954 as the Sheridan Public Employees Federal Credit Union; charter number 9644. The Sheridan Public Employees Federal Credit Union served: the employees of the City of Sheridan. the employees of the County of Sheridan. the employees of the Public School System.
  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
  • Mortgage Refinance
  • 1448 O’Dell Court, Sheridan, WY, 82801
  • John O’Dell started O’Dell Construction, Inc. in Sheridan, Wyoming in 1989; two years later, his son Shawn joined him in the business. Over the years, O’Dell Construction has grown into one of the area’s largest general contracting firms, providing service as General Contractor, CMAR (Construction Manager at Risk),
  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.