USDA Vs. FHA your options comparison in Galateo, Toa Alta County, PR
For the year 2025, in the county of Toa Alta, located in Galateo, PR, the USDA loan limit is set at $336,500. Conversely, the FHA loan ceiling for a single-family home is $472,030.
Using the Lendersa® USDA loan calculator, users can compare current USDA versus FHA best rates and ascertain what income, credit score, reserves, and documents are needed to qualify. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you determine the most suitable program in for your financial needs.
2025 Loan Ceilings and Down Payment Details in Galateo, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Options in Galateo, PR
The aim of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, without any hassle. Choose one of three starting paths to match with lenders and USDA loan programs tailored to your needs.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment.
First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
Lewis Commercial Services llc dba Michael Lewis Group
P.O. Box 1068, DINGMANS FERRY, PA, 18328
The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
Hartford Federal Credit Union is a community chartered credit union serving all of Hartford, Middlesex, & Tolland counties. The Credit Union is a non-profit financial cooperative owned by its members & governed by a volunteer Board of Directors elected from the membership. The Credit Union has been serving its members' financial needs since 1961.
The dream of starting a locally owned and managed full service community financial institution began in 2006 when a group of Bedford county business leaders formed an organizing group. Included in the group were Don DeArment of Friends Cove Mutual Insurance, Barry Ressler of Ressler, Inc.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
