USDA Vs. FHA your options comparison in Galateo, Toa Alta County, PR
For the year 2025, in the county of Toa Alta, located in Galateo, PR, the USDA loan limit is set at $336,500. Conversely, the FHA loan ceiling for a single-family home is $472,030.
Using the Lendersa® USDA loan calculator, users can compare current USDA versus FHA best rates and ascertain what income, credit score, reserves, and documents are needed to qualify. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you determine the most suitable program in for your financial needs.
2025 Loan Ceilings and Down Payment Details in Galateo, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Options in Galateo, PR
The aim of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, without any hassle. Choose one of three starting paths to match with lenders and USDA loan programs tailored to your needs.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment.
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