USDA Vs. FHA Pro and Con comparison in Toa-Alta, Toa Alta County, PR
In 2025, the USDA loan limit in Toa-Alta, located in Toa Alta, PR, is $308,200, whereas the FHA limit for a single-family home is $385,250.
Utilize the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates, determining the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your personal financial situation.
2025 Loan Limits and Downpayment Requirements in Toa-Alta, Toa Alta, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Toa-Alta, PR
The mission of Lendersa® is to rapidly secure the optimal USDA or FHA loan for you without hassle. Choose one of three initial pathways that connect you with suitable lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, accessible only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states.
Our loans are frequently termed asset-backed loans because they are backed by the col
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
WEPCO FCU will maintain the financial stability necessary to provide you with safe, convenient, & cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve.
Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
