USDA Vs. FHA Pro and Con comparison in Toa-Alta, Toa Alta County, PR
In 2025, the USDA loan limit in Toa-Alta, located in Toa Alta, PR, is $308,200, whereas the FHA limit for a single-family home is $385,250.
Utilize the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates, determining the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your personal financial situation.
2025 Loan Limits and Downpayment Requirements in Toa-Alta, Toa Alta, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$385,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Toa-Alta, PR
The mission of Lendersa® is to rapidly secure the optimal USDA or FHA loan for you without hassle. Choose one of three initial pathways that connect you with suitable lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, accessible only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.
Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.
Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.
The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
Loan Valet streamlines the home loan process and enhances your experience by storing all files and data in one safe, secure place. Know exactly where your application stands, track your progress, eSign documents, upload files by capturing a photo with your smartphone or device, and never lose important contact information.
Choice Credit Union and Illinois Electric Cooperatives Federal Credit Union (IECFCU) joined creating the state of Illinois’s first network credit union, Cooperative Choice Network Credit Union (CCNCU). The founding of the network credit union is to allow credit unions to become a part of the network credit union and its products and services.
