USDA Loan Vs. FHA loan for Punta-Santiago, PR 2025

For the year 2025, the USDA loan limit in Punta-Santiago, within Humacao, PR, stands at $308,200, while the FHA limit for single-family residences is $385,250.

Utilize the Lendersa® USDA loan calculator to explore and compare current optimal rates between USDA and FHA. This tool aids in determining the income, credit rating, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping to decide the best plan in tailored to your financial situation.

Options for USDA and FHA Loans in Punta-Santiago, PR

Lendersa® aspires to promptly secure for you the most effective USDA or FHA loan without complications. Choose from three potential starting points to get matching lenders and USDA loan offerings.

Detailed Lendersa USDA loan request and results

Defining USDA Loans in PR

A USDA home loan, frequently referred to as a USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture. It is available exclusively in rural areas. In contrast, FHA loans require a minimum down payment of 3.5%, whereas USDA loans require no down payment at all.

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(585) 247-1090 Lender's profile and map Reviews Gates Chili Federal Credit Union 2870 Buffalo Road, Rochester, NY, 14624 In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
(716) 549-4150 Lender's profile and map Reviews Lake Shore Federal Credit Union 8766 Erie Road, Angola, NY, 14006 The Lake Shore FCU was chartered in 1967. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union
(585) 282-0960 Lender's profile and map Reviews Tier One Mortgage (New York) 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
(800) 320-0447 Lender's profile and map Reviews Preferred Mortgage Corporation of New York 1674 Empire Blvd, Suite 200, Garden City, NY, 14580 We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
(585) 314-5600 Lender's profile and map Reviews Tier One Mortgage, LLC 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
(440) 843-8300 Lender's profile and map Reviews PSE Credit Union 5255 Regency Drive, Parma, OH, 44129 PSE Credit Union believes in providing a pathway to your success. When you open an account at PSE Credit Union, you become much more than a customer - you become a lifetime member and partial owner. PSE Credit Union offers personal, professional and priced-right financial solutions for every stage of your life. Whether you’re opening your first sav
(440) 886-2558 Lender's profile and map Reviews Unity Catholic Federal Credit Union - Parma 5839 Ridge Road, Cleveland, OH, 44129 At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money. We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
(937) 898-7800 Lender's profile and map Reviews Abbey Credit Union 800 Falls Creek Drive, Vandalia, OH, 45377 Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
(800) 406-2123 Lender's profile and map Reviews Great Lakes Financing 24050 Commerce Park, Suite 204, Beachwood, OH, 44120 We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.
(000) 000-0000 Lender's profile and map Reviews BlueWorld Private Capital LLC 2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120 BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
(740) 382-8231 Lender's profile and map Reviews Fahey Bank 127 North Main Street, Marion, OH, 43302 Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
(740) 389-9960 Lender's profile and map Reviews Pillar Credit Union 300 Barks Rd, Marion, OH, 43302 Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.