USDA VS FHA in Luquillo, Luquillo County, PR

For 2025, the USDA loan limit in Luquillo, situated in Luquillo county, PR is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and paperwork for eligibility. Our sophisticated mortgage calculator permits a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in choosing the optimal plan for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Details in Luquillo, Luquillo County, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Luquillo, PR

Lendersa® is committed to helping you secure the most favorable USDA or FHA loan swiftly and with minimal hassle. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in PR

A USDA home loan is endorsed by the governmental Department of Agriculture, often called a USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans are offered with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
  • Power Credit Union
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