USDA VS FHA in Ceiba, Ceiba County, PR

For 2025, the USDA loan limit in Ceiba within Ceiba, PR is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It also helps you determine the necessary income, credit, reserves, and documents to qualify. This advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Ceiba, Ceiba County, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Ceiba, PR

Lendersa® aims to quickly provide you with the ideal USDA or FHA loan hassle-free. You can start with one of three approaches, matching you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

The USDA home loan is backed by the U.S. Department of Agriculture. Known as the USDA rural development loan, it is offered exclusively in rural areas and requires no down payment, unlike FHA loans, which demand at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Campus Credit Union
  • 1845 N Fairmount Street, Wichita, KS, 67260
  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
  • Boone Bank & Trust Co.
  • 716 8th St, Boone, IA, 50036
  • Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities we serve.
  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
  • Tomahawk Community Bank S.S.B.
  • 15 East Wisconsin Avenue, Tomahawk, WI, 54487
  • Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
  • Kanza Bank
  • PO Box 781870, Wichita, KS, 67278
  • KANZA Bank is a family-owned community bank founded in 1905 by Kansas farmers, ranchers and businessmen. Now in its second century of serving customers, KANZA Bank has locations in Kingman, Anthony, Wichita and Hutchinson. Today, KANZA Bank is led by a fifth generation of Boyers, John E. Boyer IV, Chairman; and Clark E. Boyer, CEO/President
  • Planet Cheapskate Home Loans
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  • 3661 N 6th Street, Abilene, TX, 79603
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