USDA and FHA Pro and Con in Ceiba, Ceiba County, PR
For 2025, the USDA loan limit in Ceiba within Ceiba, PR is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It also helps you determine the necessary income, credit, reserves, and documents to qualify. This advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Ceiba, Ceiba County, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ceiba, PR
Lendersa® aims to quickly provide you with the ideal USDA or FHA loan hassle-free. You can start with one of three approaches, matching you with lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture. Known as the USDA rural development loan, it is offered exclusively in rural areas and requires no down payment, unlike FHA loans, which demand at least 3.5% down.
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