USDA Vs. FHA your options comparison in Fajardo, Fajardo County, PR
For 2025, the USDA loan cap in Fajardo, within the county of Fajardo, PR is set at $336,500, whereas the FHA limit for a single-family residential property is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today’s top USDA and FHA rates and to ascertain the necessary income, credit, reserves, and documentation required for eligibility. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program in for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Fajardo, Fajardo, PR
Type of Loan
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Fajardo, PR
Lendersa® is committed to providing you with the most advantageous USDA or FHA loan swiftly and with minimal hassle. Choose from one of three starting options that align you with lenders and USDA loan programs suitable for your needs.
The USDA home loan is a government-backed offering by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
Florida Sands is a full-service real estate brokerage working with buyers and sellers in Broward, Southern Palm Beach and Northern Miami-Dade Counties. Located in the heart of East Pompano, we thrive on helping our customers through a unique team approach. Florida Sands is the best place to develop and grow your real estate business.
Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.
FAITH MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
