In 2026, the USDA loan limit for Mayag?ez, part of the county of Mayag?ez, PR stands at $285,000. For a single-family home, the FHA loan limit is $356,362, providing a variety of choices for homeowners.
Utilize the Lendersa® USDA loan calculator to contrast today's premier USDA versus FHA rates. This tool helps analyze the income, credit score, reserves, and documents required for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the ideal program in
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The intention of Lendersa® is to streamline the process to secure the best USDA or FHA loan quickly and without hassle. Choose from three initial steps that provide connections with matching lenders and USDA loan programs tailored to your needs.
USDA home loans are backed by the government through the Department of Agriculture, also referred to as USDA rural development loans or USDA mortgages. They are available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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