USDA Vs. FHA your options comparison in San-Germ?n, San Germ?n County, PR

In 2025, the USDA loan limit in San-Germ?n, within San Germ?n, PR, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare top rates today for USDA and FHA, determining necessary income, credit score, reserves, and documentation for qualification. This advanced mortgage calculator also shows USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in best aligns with your financial circumstances.

Review loan offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements in San-Germ?n, San Germ?n, PR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in San-Germ?n, PR

Lendersa®'s mission is to swiftly and simply obtain the best USDA or FHA loan for you. Choose one of three starting paths to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PR

USDA home loans, supported by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment, offering substantial advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
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  • Financial Solutions & Real Estate Investments LLC
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  • Bank Rhode Island
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