USDA Vs. FHA your options comparison in Hormigueros, Hormigueros County, PR
For the year 2025, the USDA loan limit in Hormigueros, located in Hormigueros, PR, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, and figure out the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Hormigueros, Hormigueros, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hormigueros, PR
The objective of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Begin by selecting one of three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant benefits to eligible buyers.
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