USDA and FHA Pro and Con in Lajas, Lajas County, PR

In 2025, USDA loan limit in Lajas, county of Lajas, PR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lajas, county of Lajas, PR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lajas, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • Southern Credit Union
  • 508 National Avenue, Chattanooga, TN, 37404
  • Our mission is to serve as our member's primary financial institution by providing competitive products and services with superior customer service and delivering those services utilizing technology by a highly trained and motivated staff. To provide these products and services in a professional, personal and competitive manner.
  • EPB Employees Credit Union
  • 1500 McCallie Avenue, Chattanooga, TN, 37404
  • Since 1954, our Credit Union has been serving its members in and around the Chattanooga area with exceptional financial products and service. We offer our 2, 400 members convenient banking options through online banking, direct deposit, e-statements, and access to more than 30, 000 surcharge-free ATMs across the country.
  • Chattanooga Area Schools Federal Credit Union
  • 1201 Bailey Avenue, Chattanooga, TN, 37404
  • Chattanooga Area Schools Federal Credit Union has been open since 1935 with assets totaling $176.83 Million and providing banking services to more than 12, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
  • 1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.
  • Greater Metro Federal Credit Union
  • 31-10 37th Avenue, Suite 403, Long Island City, NY, 11101
  • Greater Metro Federal Credit Union has been open since 1970. The credit union has assets totaling $91.03 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • MK Capital Funding
  • 3908 24th St Ste 5 ​​, Long Island City, NY, 11101
  • MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
  • EZ Short Sales
  • 3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
  • EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
  • Alma Bank
  • 31-10 37th Avenue, Suite 400, Long Island City, NY, 11101
  • Alma Bank is a community bank that offers personal and business banking services. The bank was founded in 2007 and is based in Astoria, New York. We have a network of 13 branches in New York and New Jersey. For more information please visit us on the web at almabank.com or call our Customer Care
  • UNFCU
  • 24-01 44th Road, Long Island City, NY, 11101
  • he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.