For 2026, the USDA loan cap in Lajas, located in the county of Lajas, PR, is marked at $336,500. Conversely, the FHA limit for a single-family dwelling sits at $472,030.
The Lendersa® USDA loan calculator is a robust tool to compare current USDA and FHA rates, providing insight into required income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to identify the optimal option for your particular financial situation in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to deliver the best possible USDA or FHA loan swiftly and with minimal hassle. Choose from three initial paths leading to matched lenders and corresponding USDA loan programs.
A USDA home loan, also branded as a USDA rural development loan or USDA mortgage, is sanctioned by the U.S. Department of Agriculture. It's available uniquely in rural regions. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans are accessible with no down payment required.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
