USDA and FHA Pro and Con in Lajas, Lajas County, PR
For 2025, the USDA loan cap in Lajas, located in the county of Lajas, PR, is marked at $336,500. Conversely, the FHA limit for a single-family dwelling sits at $472,030.
The Lendersa® USDA loan calculator is a robust tool to compare current USDA and FHA rates, providing insight into required income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to identify the optimal option for your particular financial situation in .
2025 Loan Limits and Down Payment Requirements in Lajas, County of Lajas, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Varied USDA and FHA Loan Options in Lajas, PR
The mission of Lendersa® is to deliver the best possible USDA or FHA loan swiftly and with minimal hassle. Choose from three initial paths leading to matched lenders and corresponding USDA loan programs.
A USDA home loan, also branded as a USDA rural development loan or USDA mortgage, is sanctioned by the U.S. Department of Agriculture. It's available uniquely in rural regions. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans are accessible with no down payment required.
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Sunflower UP Federal Credit Union was formed January 14, 1952 by seven Union Pacific Railroad employees. The par value of a share was $5.00, just as it is today. Membership was open to employees of the Fourth Subdivision of the Union Pacific Railroad and their families. The first office was in the Roundhouse of the Union Pacific Railroad depot.
We are proud to serve YOU, the community, as a mutual savings bank. We are not owned by a family or a group of wealthy shareholders. We are owned by YOU, our customers, and we work for YOU for the betterment of the bank and community as a whole. Our decisions are made locally, by local people, with you and the future of the community in mind.
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We will customize a trust specifically for your needs and Confidential
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