USDA Vs. FHA your options comparison in Gu?nica, Gu?nica County, PR
In 2025, the USDA loan limit for Gu?nica, within Gu?nica, PR, is $285,000. For a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. This tool helps you assess income, credit, reserves, and documents needed for qualification. Through our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA offerings, guiding you to the right program choice in that suits your financial situation best.
Details on 2025 loan limits and down payment needs in Gu?nica, Gu?nica, PR.
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Gu?nica, PR
The aim of Lendersa® is to simplify and expedite obtaining the ideal USDA or FHA loan. Choose one of the three starting points for connecting with lenders and exploring USDA loan offerings.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, no down payment is required for USDA mortgages.
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