USDA Loan Vs. FHA loan for Bristol, RI 2026

In 2026, the USDA loan limit for Bristol, in Bristol county of RI, is $404,800. In comparison, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA rates. Identify the essential income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which is best for your financial needs in .

USDA and FHA Loan Options in Bristol, RI

The focus of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from three pathways to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in RI

The USDA home loan is endorsed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to eligible buyers.

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(401) 475-1600 Lender's profile and map Reviews Seacoast Mortgage Corporation 267 Newport Avenue, Pawtucket, RI, 02861 At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
(401) 421-2436 Lender's profile and map Reviews PGE Federal Credit Union 179 West River Street, Providence, RI, 02904 The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
(401) 728-8300 Lender's profile and map Reviews Woodlawn Federal Credit Union 744 Main Street, Pawtucket, RI, 02860 Woodlawn Federal Credit Union strive to offer services designed to improve the economic and social well-being of ALL of our members no matter the socio-economic background, and return financial value to all those who participate in our member owned financial cooperative. and also Woodlawn FCU is more committed than ever to helping people.
(401) 495-3100 Lender's profile and map Reviews Anchor Financial Mortgage, Inc 1 Lonsdale Avenue, Pawtucket, RI, 02860 Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
(401) 270-4999 Lender's profile and map Reviews South Wind Financial, Inc. 1356 Atwood Avenue, Johnston, RI, 02919 South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
(774) 322-2763 Lender's profile and map Reviews My City Personal Loan's 53 Belleville Rd, New Bedford, MA, 02745 We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
(508) 996-5492 Lender's profile and map Reviews St. Anthony of New Bedford Federal Credit Union 1743 Acushnet Avenue, New Bedford, MA, 02746 St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
(508) 995-0740 Lender's profile and map Reviews Castle Mortgage Brokerage Inc 1819 Acushnet Ave, New Bedford, MA, 02746 Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
(508) 586-7700 Lender's profile and map Reviews Stonegate Mortgage 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748 Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
(508) 990-9800 Lender's profile and map Reviews Coastal M & A 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740 Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.
(508) 824-6466 Lender's profile and map Reviews Taunton Federal Credit Union 14 Church Green, Taunton, MA, 02780 At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
(508) 823-7744 Lender's profile and map Reviews Mechanics Cooperative Bank 316 Broadway, Taunton, MA, 02780 Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.