FHA Vs. USDA loan program for Bristol, Bristol County, Rhode Island

In 2025, the USDA loan limit for Bristol, in Bristol county of RI, is $404,800. In comparison, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA rates. Identify the essential income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which is best for your financial needs in .

USDA and FHA Loan Options in Bristol, RI

The focus of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from three pathways to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in RI

The USDA home loan is endorsed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to eligible buyers.

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(775) 721-9295 Lender's profile and map Reviews US Financial, LLC - Mark Lamerdin 1325 Airmotive Way, Suite 175-D, Reno, NV, 89502 US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.
(775) 343-7802 Lender's profile and map Reviews Umpqua Bank 3490 S. Virginia Street, Reno, NV, 89502 Umpqua Bank You, your life, your money management style—all things that are more important to us than the size of your balance. We pair financial expertise with a passion for getting to know you as an individual—and it’s not just because we’re looking for new gym buddies. We’re on a mission to help you manage.
(760) 579-9519 Lender's profile and map Reviews HOUSE AND HOME MORTGAGE 54710 North Circle Drive, Suite 3, Idyllwild, CA, 92549 We service all types of loans, Home Loans, VA Loans, FHA Loans, USDA Loans, Jumbo Loans, Fixed Rate Loans, Reverse Mortgages, Conventional Loans, Adjustable Rate Mortgages (ARMs), Home Equity Line of Credit (HELOC), Second Mortgages, and a great Refinancing Program. We can also serve any of your real estate needs as well,
(760) 953-5517 Lender's profile and map Reviews CTC Lending 13496 Capella Road, Apple Valley, CA, 92308 At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(775) 851-1313 Lender's profile and map Reviews Alpen Mortgage 100 N Arlington ave Suite 350, Reno, NV, 89501 Alpen Mortgage has been in business for over a decade in Northern Nevada. Our experienced team of Investment professionals will work with you to get your hard earned funds placed ONLY into the deals you are most comfortable with. Our net return to investors range from 8% to 12% and yields are payed out monthly.
(775) 783-8088 Lender's profile and map Reviews Northstar Lending Group 1657 Hwy. 395, Suite 103A, Minden, NV, 89423 We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
(777) 588-3222 Lender's profile and map Reviews CTC Financial, Inc. 1000 N Carson Street, Carson City, NV, 89701 CTC Financial, Inc. has been in business since 2002 and serves all parts of California and Nevada. We work with Realtors, Builders, Financial Planners and previous customers. Our commitment to a high level of service, along with a wide range of loan products, is what sets us apart.
(775) 888-6999 Lender's profile and map Reviews Greater Nevada Mortgage 4070 Silver Sage Dr, Carson City, NV, 89701 Greater Nevada Mortgage (GNM) provides home loans in both Nevada and California to assist a variety of borrowers, from investors to first-time homebuyers. GNM services many home loans locally for Nevadans, as well as borrowers in California. Founded in the Sierra Nevada region in 2001.
(775) 742-4753 Lender's profile and map Reviews Utter Mortgage Company 115 West Plumb Lane, Suite 201, Reno, NV, 89509 Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-warehouses, medical buildings, strip centers.
(775) 470-8700 Lender's profile and map Reviews In1Spot Lending LLC 3500 Lakeside Court, Suite 170, Reno, NV, 89509 Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
(775) 204-0703 Lender's profile and map Reviews Mortgage Professionals Group, INC. 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509 Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!
(775) 825-1600 Lender's profile and map Reviews Wholesale Mortgage Services 6880 S. McCarran Blvd, Suite 6, Reno, NV, 89509 "We know that each Nevada mortgage customer has specific needs, so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.